Can a Grandparent Cosign on a Private Student Loan?

Cosigning on a private student loan can be a big help to students trying to take out private student loans for college. How does a cosigner help? A cosigner’s credit history is factored into the approval decision, and a cosigner can strengthen a private loan application when a student lacks a long or solid enough financial track record. Technically, anyone who’s an adult can cosign a private student loan application. Most students get their parents

I Didn’t Know, But I Was Ready!

“This is how my journey of home care started”… It was June 23, 2005, on my 39th birthday and we were in the office of A.A.C Adoption & Family Network in Berthoud, Colorado with my two boys ages 6 and 7 and my husband. We were looking into adopting a girl when I got a call from my sister: “Mom has had a massive stroke and she is in the intensive care unit”. She had

The Medicaid 5-Year Look Back Period Explained

There is nothing in Medicaid Law that causes more confusion than the 5-Year Look Back Period. Many people mistakenly believe that you can’t do any planning within 5 years of needing care. This isn’t exactly true. Here’s how the Look Back Period Works: If you go into a nursing home and want to apply for Medicaid benefits to pay the bill, you must be below the low asset thresholds. Many families try to transfer assets