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Seven Critical Reasons to Make a Last Will & Testament

Individuals work a lifetime at accumulating assets, personal property and mementos. It only takes a little time to make sure those valued items pass on to your loved ones. If executed correctly, a Last Will and Testament can clearly state your wishes and ensure they are carried out. Other reasons to...

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STRESS OF FAMILY CAREGIVING OFTEN NECESSITATES OUTSIDE SUPPORT

One of the most stressful jobs around today isn’t found in corporate America.  Rather, it’s a job that one in every four Americans wakes up to each morning. It comes with the title “family caregiver”—a role that brings significant rewards and equally significant challenges.Statistics from a recent report...

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Technology to help regain mobility

Imagine technology so advanced that it may help stroke and other neurological patients regain lost mobility and achieve greater independence than believed to be possible. Two new, highly sophisticated technologies are now a reality.The first technology focuses on central nervous system injuries that...

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The Next Evolutionary Step in Total Knee Replacements

New Total Knee Replacement TechnologyGroundbreaking new technology allows surgeons to customizeimplant size and fit for each individual patient.As part of an ongoing commitment to bringing breakthrough medical advancements to the local community, several surgeons in Northern New Jersey are the first...

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The Aspen Club Health and Wellness Services for Older Adults

  The Aspen Club has been serving an increasing  number of older adults in northern Colorado for close to 18 years.  Through its development of innovative, quality  programs and services for people 50 and above, more than 12,000 adults have become members.  Close  to 100 individuals continue to join...

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The Complex World of Home Healthcare:Why Work Through an Agency?

One of the greatest long-term needs of older adults with chronic illnesses is for in-home, custodial care, which makes it possible for people with functional or cognitive limitations to remain at home in their preferred environment. Home Health Aides and Certified Nursing Assistants provide the majority...

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The Journey Through Grief

At some point in our life each of us will experience the loss of someone we love dearly.  With loss comes grief.  Although grief is a universal emotion it may be one of the most intimate and personal feelings we ever experience.  Losing a loved one evokes anxiety and feelings of loneliness that we may...

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The Truth about Nursing Homes

Nursing Homes have continued to have a negative connotation in the eye of the public.  The thought has always been that nursing homes are where you go to die.  However, the reality of today’s nursing home is quite different.  They are Skilled Nursing and Rehabilitation centers.  True, many people do...

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Understanding Reverse Mortgages

What is a reverse mortgage?It is a loan against your home thatdoes not have to be repaid as long asyou live in your home.What is so unique about thisprogram?Instead of making payments, youreceive them.Will this loan affect my SocialSecurity or Medicare?No, absolutely not.Will I have to pay income tax...

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Urgent Care-A Convenient Alternative to Your Primary Care Physician and the ER

It’s ten o’clock Tuesday morning. You don’t feel well and you haven’t felt well for the past three days, yet you’ve put off making an appointment with your doctor. You finally call your doctor’s office, but they can’t get you in until Thursday. So what do you do? You can wait and feel miserable for another...

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Veteran's Benefits that Increase Income to Pay for Long term Care

Two types of little-known Veteran’s Benefits may provide critical benefits to those who need assistance with health care costs: Housebound benefits and Aid & Attendance benefits. Eligibility rules for these benefits are more flexible than those for Medicaid or other public benefits, and are also available...

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Veterans Benefit Helps Pay for the Cost of Care in a Facility or at Home

In our financial planning practice, we frequently meet with seniors and their family members who have health issues that make it difficult to live independently. The challenge is that many seniors cannot afford the cost of care and Medicare has very limited benefits payable for this type of care. Now...

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WAITING FOR "THE FALL"

Meet my in-laws, Barbara and Joe of Winnemucca, Nevada. Barbara has a hard time getting out of the chair and an even harder time walking. More and more she stays in her pajamas all day long so she won’t have to go all the way down the treacherous stairs to do the laundry. She has macular degeneration...

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We Wish We Had Known About Hospice Sooner.

This is the most common statement made by families who chose hospice for their loved one.   More than 1.2 million people were served by the Nation’s 4000 hospice programs last year, yet for every person that received hospice care, it is estimated that another individual would have benefited from the...

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What are Move Management and Organizing Services?

     Pam was ready to move to a retirement community but she was overwhelmed by the mountain of tasks that lay ahead. She had a large home with 45 years of accumulated belongings. Pam knew she couldn't take everything to her new smaller home but she couldn't decide what to take with her.       Pam hired...

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What Helen Keller Knew

    Helen Keller, both a deaf and blind lady, upon being asked whether she considers vision or hearing more important, replied: “The problems of deafness are deeper and more complex, if not more important, than those of blindness. Deafness is a much worse misfortune. For it means the loss of the most...

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What is a Geriatrician?

A Geriatrician is a physician specializing in the care of older adults.  A Geriatrician’s first focus is to maximize their patient’s function.  Second, they balance quality of life issues with the risks of any possible tests or treatments.  Many tests are quite uncomfortable and carry their own risks...

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What is an LTACH

LTACH is an acronym for long-term acute care hospital.  The name itself is misleading. “Long-term” often leads people to assume that it’s similar to a long-term care facility, but a more accurate description would be a post acute care hospital.  The main difference between a traditional hospital and...

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WHAT IS GRIEF?

Grief is the normal and natural response to the loss of someone or something important to you. It is a natural part of life. Following a death or loss, you may feel empty and numb, as if you are in shock. You may notice physical changes as well. Feelings of deep sadness and sorrow are common in grief....

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What is the Long Term Care Ombudsman program and why does it matter to me?

If you were living in a nursing home or an assisted living home anywhere in the country, from Florida to Oregon to New Hampshire, you have access to a local Long Term Care Ombudsman.  The Ombudsman is an independent confidential resident advocate.    The Ombudsman works to empower residents in the resolution...

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