Talk to a Local Resource Specialist, it’s Free! Call 800-201-9989

Article Library

Understanding Reverse Mortgages

What is a reverse mortgage?It is a loan against your home thatdoes not have to be repaid as long asyou live in your home.What is so unique about thisprogram?Instead of making payments, youreceive them.Will this loan affect my SocialSecurity or Medicare?No, absolutely not.Will I have to pay income tax...

Read More

Urgent Care-A Convenient Alternative to Your Primary Care Physician and the ER

It’s ten o’clock Tuesday morning. You don’t feel well and you haven’t felt well for the past three days, yet you’ve put off making an appointment with your doctor. You finally call your doctor’s office, but they can’t get you in until Thursday. So what do you do? You can wait and feel miserable for another...

Read More

Veteran's Benefits that Increase Income to Pay for Long term Care

Two types of little-known Veteran’s Benefits may provide critical benefits to those who need assistance with health care costs: Housebound benefits and Aid & Attendance benefits. Eligibility rules for these benefits are more flexible than those for Medicaid or other public benefits, and are also available...

Read More

Veterans Benefit Helps Pay for the Cost of Care in a Facility or at Home

In our financial planning practice, we frequently meet with seniors and their family members who have health issues that make it difficult to live independently. The challenge is that many seniors cannot afford the cost of care and Medicare has very limited benefits payable for this type of care. Now...

Read More

WAITING FOR "THE FALL"

Meet my in-laws, Barbara and Joe of Winnemucca, Nevada. Barbara has a hard time getting out of the chair and an even harder time walking. More and more she stays in her pajamas all day long so she won’t have to go all the way down the treacherous stairs to do the laundry. She has macular degeneration...

Read More

We Wish We Had Known About Hospice Sooner.

This is the most common statement made by families who chose hospice for their loved one.   More than 1.2 million people were served by the Nation’s 4000 hospice programs last year, yet for every person that received hospice care, it is estimated that another individual would have benefited from the...

Read More

What are Move Management and Organizing Services?

     Pam was ready to move to a retirement community but she was overwhelmed by the mountain of tasks that lay ahead. She had a large home with 45 years of accumulated belongings. Pam knew she couldn't take everything to her new smaller home but she couldn't decide what to take with her.       Pam hired...

Read More

What Helen Keller Knew

    Helen Keller, both a deaf and blind lady, upon being asked whether she considers vision or hearing more important, replied: “The problems of deafness are deeper and more complex, if not more important, than those of blindness. Deafness is a much worse misfortune. For it means the loss of the most...

Read More

What is a Geriatrician?

A Geriatrician is a physician specializing in the care of older adults.  A Geriatrician’s first focus is to maximize their patient’s function.  Second, they balance quality of life issues with the risks of any possible tests or treatments.  Many tests are quite uncomfortable and carry their own risks...

Read More

What is an LTACH

LTACH is an acronym for long-term acute care hospital.  The name itself is misleading. “Long-term” often leads people to assume that it’s similar to a long-term care facility, but a more accurate description would be a post acute care hospital.  The main difference between a traditional hospital and...

Read More

WHAT IS GRIEF?

Grief is the normal and natural response to the loss of someone or something important to you. It is a natural part of life. Following a death or loss, you may feel empty and numb, as if you are in shock. You may notice physical changes as well. Feelings of deep sadness and sorrow are common in grief....

Read More

What is the Long Term Care Ombudsman program and why does it matter to me?

If you were living in a nursing home or an assisted living home anywhere in the country, from Florida to Oregon to New Hampshire, you have access to a local Long Term Care Ombudsman.  The Ombudsman is an independent confidential resident advocate.    The Ombudsman works to empower residents in the resolution...

Read More

What Simple Estate Planning Can Do For You

You do not need to have great wealth or assets to benefit from estate planning.  You do need to follow through and get the work done.In general a simple estate plan often allows for orderly action in time of need and for important wishes to be carried out.A simple estate plan can help others make decisions...

Read More

What To Look For When Visiting A Facility

Finding that special place for Mom or Dad is one of the most important decisions you can make. Listed below are some helpful hints on what to look for when you tour a senior housing community.  As you are touring, remember that it is not the decor that counts, but the quality of care your loved one will...

Read More

What’s the Buzz?

Have you noticed the recent advertisement of hearing aids that promise to eliminate the bucket-head syndrome associated with wearing hearing aids?  These products, often called open-fit or open-ear hearing aids, are one of the new trends in hearing aids.  Just like every industry, hearing aid manufacturers...

Read More

Why an Outside Care Consultant

Although aging is a natural process, the business of aging is not something we understand intuitively.  Most senior adults want to stay in their own homes.  We know statistically that elders who remain in their homes can lead healthier, more vibrant lives than those housed in an institutionalized environment.   ...

Read More

Why Does My Shoulder Hurt?

You may have noticed pain in your shoulder with certain motions or certain activities.  Sometimes your shoulder may ache at night or even sharp pain could wake you up suddenly.  What does all this mean?  Our shoulder joint has the largest range of motion of any joint in our body.  That makes it easier...

Read More

Wound Care Management in the Home

    For most people, wound healing is a natural, uneventful process.  For some, however, it becomes a complex medical problem requiring specialized treatment. It is estimated that nearly 5 million Americans suffer from chronic wounds. Failure to resolve chronic non-healing wounds represents substantial...

Read More

You have heard it before

You have heard it before: Exercise and you will feel better, lose weight, lower your blood pressure, improve your cholesterol, and reduce your risk of diabetes, heart disease, stroke and other assorted benefits.  O.K. fine!  You want to, but are uncertain how to begin, what exercises to do, how hard...

Read More

Your Dental Health

Your mouth is the gateway to your body. This being so, your overall health and well being depends largely on the quality of your dental health. Your teeth enable you to chew food, speak clearly and give you a winning smile. These are all things that can easily be taken for granted, until they are taken...

Read More
Showing: 20 of 3585