Is Paying your Property Tax Bill a Hardship?

Senior Citizens having trouble paying real estate taxes can apply for the Senior Citizen Tax Deferral Program. This program allows qualified Illinois residents to defer up to $5000 of the property taxes on their personal residence, giving seniors the financial freedom to remain in their own home. Deferred taxes are repaid with low interest when the property is sold or following the taxpayer’s death. Qualifications: Be 65 or older by June 1st, 2018 Annual household

Home Equity and the Retirement Crisis

The constant consternation played out by retirees over the Home Equity Conversion Mortgage (HECM) is bewildering. People choose to struggle in retirement by completely ignoring the fact that they have equity in their home. Unlocking the equity in the home can greatly benefit the homeowner and make it possible to “age in place” more comfortably. A recent AARP Survey concluded that 76% of older adults prefer to age in place. Ultimately there is an impending

My Parents are Aging and Need Help now what?

Many of us work all our adult lives waiting for retirement to travel, enjoy life with our spouse or significant other, spend time with family and to be able to do all the things that were sacrificed because we had to work. Unfortunately, this scenario does not always play out as we envisioned it. There are many unknowns that pop up when we least expect them. Maybe your health is declining, maybe you have become

To Everything There Is a Season

The 1965 hit by the Bryds, Turn, Turn, Turn – could not have said it better… “There is a season and a time to every purpose… ”Although this folksy song was during a time of war – it was about inner peace and reflection. It poetically speaks to all of us at some point in our lives. Perhaps none more so then when we are approaching retirement and we decide where we should live as

Music Therapy for Hospice Patients Delivers Benefits and Spurs Memories

There’s power in music therapy. Music provided by trained and certified music therapists is often incorporated into hospice care for its ability to deliver benefits to patients, their families and those who provide end-of-life care. VITAS® Healthcare, the nation’s leading provider of end-of-life care, employs more than 40 music therapists nationally. Multiple therapeutic benefits Music can relieve anxiety and agitation, lessen pain, boost mood, promote deeper breathing, and facilitate communication, movement and emotional expression. For

Is an Elder Care Consultant Right for You?

It seems just yesterday you were asking your parents how to navigate the early steps of adulthood. Then you blink, and suddenly you’re the one helping your parents make decisions about their lives—or maybe you are making those decisions for them. Yes, it’s confusing. It’s overwhelming. It’s emotional. And it’s okay to admit it’s something you don’t really have time for. But … it’s also inevitable. That’s why, even if this scenario hasn’t happened to