Medicaid Spend Down Planning

When you go into a nursing home and want Medicaid to pay the bill, you must be below the government’s asset thresholds. Unfortunately, you essentially must go broke before the government will help pay for your care. When someone with assets goes into a nursing home, they must pay privately for care or take other legitimate actions to get the countable assets low enough for eligibility. The process of decreasing assets to become eligible for

Navigate Life’s Moments with Confidence

At the law office of Beth Prather, you will find a team ready to help you through some of life’s most difficult moments. Beth Prather’s credentials as a board certified elder law attorney with expertise in the areas of estate planning, probate, trusts, guardianship, Medicaid, and VA planning bring clients through the door. Her down-to-earth approach and skill at communicating in a manner that can make sense out of difficult topics keep clients coming back.

Informed Choices at No Cost, No Obligation

Finally, there is a place in Southwest Florida where consumers can shop their Medicare health plans at No-Cost and No-Obligation! Informed Choice Insurance Agency is a Midwest-based company that opened its doors in Southwest Florida three years ago. We have been serving clients’ Medicare needs since 1998. Informed Choice Sales Associates are not paid commissions. We don’t pay commissions in order to assure clients that we are doing what is in their best interest. At

The Best Time to Plan is Before you Need Assistance

“I’m not going to a nursing home, I want to stay in my own home.” Unfortunately, physical and mental capacity issues may require additional care that is difficult and extraordinarily expensive in your home. Transitioning into an assisted living or skilled nursing facility can be exhausting and expensive. Proper advanced Medicaid planning with an Elder Law attorney can help you find the government resources to pay for a majority of your health care costs. The

Conflict & Family Caregivers – What You Need to Know

Conflict is a normal, natural part of everyone’s life. Factors that can exacerbate conflict include the well-known things to avoid in polite conversation: religion, politics and money. For families, these big three topics quickly trigger emotions that can be difficult to defuse and when things go awry the aftermath can be felt for decades. According to a May 2018 AARP article “Millennials: The Emerging Generation of Family Caregivers,” there are 40 million family caregivers in

Nursing Home Planning. How do you achieve peace in the midst of uncertainty?

Are you worried about the impact of a Nursing Home stay on you or a spouse? You are not alone! The majority of older adults worry about this possibility. Consider the following: • How will I pay for Nursing Home Care?  Medicare coverage is available in many cases but is limited in payment duration.  Long Term Care insurance can do wonders in protecting our assets and may even increase your chances of gaining