How to Preserve Assets When Faced With Long Term Care Costs

It is estimated that over 70% of people over 65 will need some type of Long Term Care(LTC) according to the US Department of Health & Human Services. Meet Charlie and Fran.  They have three children, 9 grandchildren and 5 great grandchildren…so far!  They have hopes and dreams for their future generations and have worked hard to ensure their legacy is passed on.  As they age, they realize that if either one of them needs

New Rules for VA Pension

On October 18, 2018, the Department of Veterans Affairs implemented substantial changes to their Pension Program (often called “Aid & Attendance”) which helps to offset the cost of personal care assistance for veterans and their surviving spouses. The VA Pension Program is a cash benefit program. To qualify, the veteran must have served at least 90 days active duty with at least one day during a period of war, and not have been dishonorably discharged.

Navigate Life’s Moments with Confidence

At the law office of Beth Prather, you will find a team ready to help you through some of life’s most difficult moments. Beth Prather’s credentials as a board certified elder law attorney with expertise in the areas of estate planning, probate, trusts, guardianship, Medicaid, and VA planning bring clients through the door. Her down-to-earth approach and skill at communicating in a manner that can make sense out of difficult topics keep clients coming back.

Informed Choices at No Cost, No Obligation

Finally, there is a place in Southwest Florida where consumers can shop their Medicare health plans at No-Cost and No-Obligation! Informed Choice Insurance Agency is a Midwest-based company that opened its doors in Southwest Florida three years ago. We have been serving clients’ Medicare needs since 1998. Informed Choice Sales Associates are not paid commissions. We don’t pay commissions in order to assure clients that we are doing what is in their best interest. At

The Best Time to Plan is Before you Need Assistance

“I’m not going to a nursing home, I want to stay in my own home.” Unfortunately, physical and mental capacity issues may require additional care that is difficult and extraordinarily expensive in your home. Transitioning into an assisted living or skilled nursing facility can be exhausting and expensive. Proper advanced Medicaid planning with an Elder Law attorney can help you find the government resources to pay for a majority of your health care costs. The

3 Reasons Simple Will Plans are Insufficient

It’s Not Only About the Money. The problem with simple wills is that they generally deal with who gets the stuff.  General will plans for married families typically distribute assets “all to spouse then to my kids in equal shares.”  Consider this question… is money the only thing you give to your kids? Don’t we also give our kids other valuable things: respect, work ethic, religion, morals?  Of course, we do. Unfortunately, this is where