How to Preserve Assets When Faced With Long Term Care Costs

It is estimated that over 70% of people over 65 will need some type of Long Term Care(LTC) according to the US Department of Health & Human Services. Meet Charlie and Fran.  They have three children, 9 grandchildren and 5 great grandchildren…so far!  They have hopes and dreams for their future generations and have worked hard to ensure their legacy is passed on.  As they age, they realize that if either one of them needs

Conflict & Family Caregivers – What You Need to Know

Conflict is a normal, natural part of everyone’s life. Factors that can exacerbate conflict include the well-known things to avoid in polite conversation: religion, politics and money. For families, these big three topics quickly trigger emotions that can be difficult to defuse and when things go awry the aftermath can be felt for decades. According to a May 2018 AARP article “Millennials: The Emerging Generation of Family Caregivers,” there are 40 million family caregivers in

Glisson-LeBlanc Insurance Helps You Plan for Your Peace of Mind

The time to plan for tomorrow is NOW. Plan for golfing, sailing, traveling and spending time with family. But, can you protect your precious quality of life? Glisson-LeBlanc Insurance can help. For 30 years, Renae’ LeBlanc, CLTC and Michele Glisson,CLTC have been friends and busi-ness partners. Raising their families in Sarasota County, they know their community and all it offers. Their clients say they put people at ease when discussing life insurance, long term care

Some Basic Guidelines for Long Term Care Medicaid

For most families who are considering the necessity of more care for their loved ones, the costs for advanced care can be extremely scary. The State offers a program, Long Term Care (LTC) Medicaid, which will assist in paying for the care your family member may need. The individual needing care must meet a functional, nursing home level of care which will be assessed by a qualified case manager with the county. This does not

Why Long-Term Care Should Be a Part of Your Financial Plan

For the last three years, Deborah Mills has been caring for her mother, who has Alzheimer’s and needs constant supervision. While Mills is happy to be in a situation in which she’s able to help, the experience has been stressful—especially given the high financial cost of caregiving. “ Kamilah Williams-Kemp, vice president of long-term care at Northwestern Mutual, has seen firsthand the struggles of family caregivers, having watched her mother-in-law care for a family member.

What Does Assisted Living Cost and How to Pay For It?

One of the first questions families ask about assisted living is ‘how much does it cost?’ Many people are surprised at how affordable it is when given when given specific information about what’s included, such as; utilities, food, cooking, cleaning, entertainment, transportation and 24/7 nursing care. What does Assisted Living cost in Utah?  Communities charge anywhere from $2,000 a month to as much as $6,500, but the average is about $3,500. This amount largely depends on 3