Let Us Help You Learn About Medicare And Other Benefits For Which You May Be Eligible!

The Pikes Peak Area Council of Governments (PPACG) Area Agency on Aging is home to several programs that assist older adults in maintaining their independence and remaining in their communities. The insurance counseling program called Senior Insurance Assistance is one of these programs.  Our trained staff bring more than 30 years of experience in the health insurance field to assist you. Our Senior Insurance Assistance program is also a State Health Insurance Program (SHIP) office,

HealthCare in Retirement

Would you believe that HealthCare in Retirement is the second largest expense in retirement? Married couples retiring at Age 65 will average $260,000.00 in healthcare cost*.  You may need even more if Chronic Illness Care is require!   What reasons matter in determining your HealthCare cost?  For starters, your age and health at retirement matters; seems we don’t get healthier as we age! Your health today and at retirement is always a significant factor in

What is PACE?

“ PACE programs help the most vulnerable seniors in the community improve their quality of life.”  PACE stands for Program of All-inclusive Care for the Elderly. PACE programs coordinate and provide all needed preventive, primary, acute and long-term care services so that their participants can continue to live in the community. At the core of the PACE model is the Interdisciplinary Team (IDT): the IDT is comprised of physicians, nurse practitioners, home-health nurses, social workers,

Can I Get Paid for Being a Family Caregiver?

I’m not trying to be greedy, but I had to quit my job to take care of my mom. My husband isn’t comfortable having a stranger take care of him. My insurance will pay for someone to take care of my disabled sister and I’m a trained medical assistant – can’t they just pay me? Family caregivers often spend a large portion of their income – not to mention their savings – to care for

What Does Assisted Living Cost and How to Pay For It?

One of the first questions families ask about assisted living is ‘how much does it cost?’ Many people are surprised at how affordable it is when given when given specific information about what’s included, such as; utilities, food, cooking, cleaning, entertainment, transportation and 24/7 nursing care. What does Assisted Living cost in Utah?  Communities charge anywhere from $2,000 a month to as much as $6,500, but the average is about $3,500. This amount largely depends on 3

Long Term Care Planning and Assistance

“A Little Bit of Planning Goes a Long Way” We’ve heard that quote our entire lives, and in the area of Long Term Care, a little bit of planning…. Even in a crisis goes a long way.  It is estimated that over 40% of people over 65 will need some type of Long Term Care(LTC).  Terms like Medicare, Medicaid, long term care insurance, trusts, life estates, transfers, gifts, annuities, and other strategies come to mind