HealthCare in Retirement

Would you believe that HealthCare in Retirement is the second largest expense in retirement? Married couples retiring at Age 65 will average $260,000.00 in healthcare cost*.  You may need even more if Chronic Illness Care is require!   What reasons matter in determining your HealthCare cost?  For starters, your age and health at retirement matters; seems we don’t get healthier as we age! Your health today and at retirement is always a significant factor in

All Retired Veterans, Spouses & Their Widows, Free Home Care Is Available Now!

“As a young boy in the mid 80’s, I remember making home visits to my then 85 year old, great-grandmother, Mrs. Tennie Frass, also known as ‘Ninny’ to us kids.  Today, over 30 years later it chokes me up knowing that she could have received 46 hours per month of FREE home care services through this unique program, mostly because she was a widow of a WWII Veteran!  However, the care was never introduced because

Atomic Workers Benefit from Nuclear Care Partner

The Energy Employees Occupational Illness Compensation Program Act (EEOICPA), first implemented by the U.S. Department of Labor (DOL) in July 2001, provides compensation and medical benefits to former Department of Energy (DOE) employees who became ill as a result of working in the atomic weapons industry. The Program compensates those suffering from more than 20 types of cancers or other ailments including beryllium and asbestos-related ailments and chronic obstructive pulmonary disease (COPD). Uranium miners, millers,

7 Best Kept Secrets For Financing Home Care

Families need to understand their options when it comes to paying for senior care, but first, it’s important to understand the level of care you need. Senior care in the home can range from a couple of hours of help per week to 24-hour skilled nursing care. You may think that Medicare is the only option for long-term care, but Medicare only covers nursing and clinical care for acute conditions, usually following a stay in

Long Term Care Insurance 101

Long Term Care Insurance (LTCI) can be very daunting and intimidating for just about anyone outside of an insurance agent or financial planner. There are so many nuances and requirements that it’s very important to read your policy in full and follow the exact procedures the policy outlines in order to qualify for coverage. Every policy is different and ultimately it is up to you, the policyholder to submit the correct information. This article is