Integrating Health Care/Wellness Insurance Consultations for Seniors

Senior housing facilities who receive tax credits are required to provide Supportive Services as part of their agreement with the Pennsylvania Health Finance Agency (PHFA). These services are designed to help seniors age-in-place by addressing barriers to healthy food, transportation, health & wellness services, financial assistance and social activities. Although non-tax credit properties may not have an escrowed budget to pay for such services, there is evidence that the cost of property management can be

What to Consider About Medicare

Nearly 60 million consumers are enrolled in some type of Medicare health insurance. That number is expected to grow rapidly, with more than 11,000 Baby Boomers aging into Medicare eligibility each day. For many of these individuals, this is the first time they won’t have an employer giving them access to a health plan. And for those who already have Medicare, they may benefit from understanding their options if they want to switch their coverage.

The Cost of Long Term Care in Idaho

Forbes magazine said recently that care for those with Alzheimer’s disease and related dementias could “break Medicare”.  During 2017 alone, the cost of caring for those with Alzheimer’s and dementia in the United States will be about $259 billion.  In Idaho, the monthly cost of nursing home care averages $7,290 and assisted living averages $3,240.  Because of the staggering cost, figuring out how to pay for long term care is an incredibly important part of

Let Us Help You Learn About Medicare And Other Benefits For Which You May Be Eligible!

The Pikes Peak Area Council of Governments (PPACG) Area Agency on Aging is home to several programs that assist older adults in maintaining their independence and remaining in their communities. The insurance counseling program called Senior Insurance Assistance is one of these programs.  Our trained staff bring more than 30 years of experience in the health insurance field to assist you. Our Senior Insurance Assistance program is also a State Health Insurance Program (SHIP) office,

HealthCare in Retirement

Would you believe that HealthCare in Retirement is the second largest expense in retirement? Married couples retiring at Age 65 will average $260,000.00 in healthcare cost*.  You may need even more if Chronic Illness Care is require!   What reasons matter in determining your HealthCare cost?  For starters, your age and health at retirement matters; seems we don’t get healthier as we age! Your health today and at retirement is always a significant factor in

Medicare vs Advantage Medicare: What’s the Advantage to you?

Annually, from October 15 – December 7, Medicare holds what is known as “Open Enrollment”. During Open Enrollment, you are able to switch from Traditional Medicare to an Advantage Medicare Plan, from one Advantage Medicare Plan to another, as well as make changes to your Medicare Part D plan which is your Prescription Plan.  As a Medical Social Worker and Care Transitions Manager, I have received many questions on what are the differences between Traditional