Keeping Independent Senior Living Costs Affordable
Country Meadows Retirement Communities
For more information about the author, click to view their website: https://www.countrymeadows.com/communities/south-hills-pa
Feb 26, 2024
Pennsylvania - Greater Pittsburgh Area
Keeping Independent Senior Living Costs Affordable
By: Country Meadows | Independent Living
As people plan for the future, one common goal among older
adults is to maintain independence in the comfort of their own homes for as
long as possible. However, life is unpredictable, and there may come a time
when seniors find themselves in need of a little extra support with everyday
tasks or simply crave companionship. Independent living is
designed for seniors who are generally healthy and active, but prefer a
community setting that offers convenience, social engagement with others and
amenities such as meals or recreational activity programs. Independent senior
living costs can vary widely based on several factors such as location,
amenities, additional services provided and type of housing.
Housing type
The type of housing a senior chooses can
significantly impact independent senior living costs. When seeking information
on various types of housing, seniors will find options that may include
apartments, cottages, condominiums or single-family homes. Larger or more
luxurious accommodations typically come at a cost with higher fees.
Location
Particular geographic areas can influence overall expenses.
Independent senior living in urban or high-demand locations will have higher
costs than those in rural areas, as is the case in private homes or rental
properties. For example, independent senior living in New York City will come
at a much higher rate than living in rural Pennsylvania.
Amenities
Independent senior living costs often include a range of
amenities and services such as fitness centers, activities programs,
housekeeping, laundry and transportation services. The more extensive and
upscale the amenities, the higher the cost may be. Consider which amenities are
important to you and your loved one when choosing senior living accommodations.
Meal plans
Some independent living communities offer meal plans as
part of their services. The cost of these plans can vary based on the number of
meals provided each day as well as dining options available, such as special
meals where premium menu items such as filet mignon or lobster are offered.
Utilities and maintenance
Independent senior living costs may include utilities and
maintenance services in their fees, as is the case at Country Meadows
Retirement Communities. Others may have separate charges for these services,
which is why it’s essential to clarify items included in the monthly fee.
Healthcare services
While independent living is designed for seniors who are
relatively healthy, some communities offer healthcare services or have
arrangements with healthcare providers and vendors such as nursing agencies and
medical specialists. Additional healthcare services may come with extra costs.
Community fees and deposits
There are several different types of senior living
communities, and with those come a wide variety of costs. A Continuing Care
Retirement Community, also known as a CCRC, may require a large entrance fee
for admission as well as a monthly charge to guarantee service availability at
every level of care. Other senior living facilities may require a community fee
in addition to monthly charges. This fee may cover administrative costs,
reserve funds or contribute to community improvements.
Social and recreational activities
Access to social and recreational activities may be
included in the monthly fee at some senior living communities, such as Country Meadows’ Vibe program. Some
independent senior living costs might include higher fees for organized events,
outings, entertainment, classes and fitness services.
Transportation services
Transportation services for medical appointments, shopping
trips and social outings may be included in independent senior living pricing
at some communities. At other locations, transportation services may be billed
separately depending on a variety of factors such as distance and time of day.
Security and safety features
Independent senior living costs typically include secured
building entrances and 24-hour emergency response systems in private
apartments. Additional security features which might incur higher fees are 24/7
medical alert systems and security personnel, which can significantly impact
cost.
It’s crucial for seniors and their families to thoroughly
review the costs of each community. Additionally, considering the long-term
financial implications, including any potential increases in fees, is important
when evaluating the affordability of senior independent living.
Stop by one of Country Meadows Retirement
Communities’ nine campuses in Pennsylvania or one in Frederick, Md.,
to pay us a visit. For information about any of our locations or services, or
to ask a Question, please reach out to our expert advisors. We’re
here to help!
Country Meadows
- To view the original version of this article visit www.countrymeadows.com/blog/keeping-independent-senior-living-costs-affordable
- Seniors Blue Book was not involved in the creation of this content.
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