Hello, allow us to introduce ourselves! We are Beneficent, and we provide trustworthy long-term care guidance for deeply caring family members facing a critical long-term care financial crisis.Beneficent helps clients understand, prepare, and qualify for programs covering high costs of Long-term Care including assisted living, adult day care, home care, or skilled nursing homes for seniors and disabled adults.As Certified Medicaid Planers Read our Top 5 questions we hear most.Must I spend down to $2,000 to apply for long-term care Medicaid? No, reducing your assets to $2,000 is not the only route to qualify for Long-term Care Medicaid if your income exceeds the limits. By leveraging legal strategies within Medicaid regulations, we can assist in navigating the income requirements.For 2024, a single applicant is expected to have a resource limit of $2,000, while the limit for a married applicant is about $150,000 If I accept Medicaid assistance will I lose my home?Once a Medicaid recipient passes, the state may seek reimbursement of the amount they paid for in long-term care costs. However, proper planning can protect a home and other assets from a Medicaid claim.I have been told I make too much money to qualify for Long-term Care Medicaid?The best way to figure out your best options is to schedule your first free initial consultation with Beneficent on our home page. (www.doinggoodforothers.com)During that time, we'll review and evaluate your assets to determine if we can help you qualify for a long-term plan4. Is Medicaid Planning legal and ethical?Proper Medicaid planning is legal and ethical and it works to ensure that all rules and regulations are followed.Medicaid planning seeks out effective methods of securing eligibility while preserving assets for the future benefit of the applicant and the applicants loved ones5. Should I apply for Medicaid or VA Aid + Attandance on my own?We appreciate your determination to tackle the application process independently. However, it's important to note that many individuals find themselves facing denials due to the complexity of the process.To support you, we offer a complimentary 1-hour consultation where we share our expertise on how to file for and qualify for these benefitscompletely free of charge.If you feel prepared to dedicate the significant amount of time required and are ready to manage the intricate details involved, we are more than willing to equip you with all the necessary information. Our goal is to ensure that you are informed and confident in whichever path you choose to take, whether it's proceeding on your own or seeking further assistance. Remember, our guidance during the consultation is meant to empower you with knowledge, but navigating the process can still be a challenging endeavor. Call us to schedule an appointment. 719.645.8350 - OR - read more of our FAQs on our website. www.doinggoodforothers.com/faqs 

As we all continue to age, the question of how to ensure a fulfilling and healthy life for older adults becomes increasingly important. Recent research, including a comprehensive analysis by the McKinsey Health Institute (MHI), underscores the pivotal role of societal engagement in promoting well-being in old age.The Foundation of Well-being: Good Relationships The cornerstone of a fulfilling old age lies in cultivating meaningful relationshipswith others and with society at large. The MHI survey of adults aged 55 and older across 21 countries affirmed this, with purpose in life and meaningful connections emerging as vital factors in promoting the health of older adults worldwide. Personal fulfillment and social bonds were frequently cited as key motivators for work or volunteering, underscoring the intrinsic value of engagement.The Health Dividends of Societal Engagement Engagement in societal activities emerges as a powerful catalyst for older-adult health. Those who participate experience a notable boost in overall perceived health, according to MHI survey data. This aligns with extensive academic research, revealing six key health benefits of societal participation: reduced mortality rates, decreased cognitive disability, lower functional disability and frailty, decreased loneliness and depression, increased physical activity, and heightened meaning and quality of life.The Harvard Study of Adult Development stands as a compelling testament to the pivotal role of relationships in healthy aging. Good relationships emerged as the strongest predictor of happiness and health in old age, affirming the profound impact of meaningful connections.Breaking Down Barriers to Participation Despite the evident benefits, numerous barriers hinder older adults from active engagement. Outdated beliefs regarding age, isolated efforts across sectors, inequitable access, gaps in structural support, limited data, and an under-researched landscape all contribute to this challenge. Addressing these barriers requires a fundamental shift in societal attitudes and infrastructure, extending across social, physical, and political realms.Societal participation holds the key to unlocking a vibrant, healthy future for older adults. By breaking down barriers, empowering older individuals, encouraging collaboration, and investing in support structures, we can pave the way for a more inclusive, engaged society. The collective effort of governments, employers, communities, and older adults themselves is essential in building a world where aging is synonymous with purpose, fulfillment, and vitality. Together, we can usher in a new era of healthy, purposeful aging for all.About the Author: Deb Taylor is the CEO of Senior Community Services, a local nonprofit with a mission to empower people as they age, through serving compassionately, connecting communities, and supporting independence.  

Every parent knows the urgency of waiting for the arrival of a newborn. They have nine months to plan and prepare. There are purchases to make: furniture, stroller, car seat, informational books, and such. Work plans and childcare often must be arranged. Significant planning goes into this important life event, but what about the other end of life, the later years?More than 90 percent of all moves to a senior living facility are driven by a crisis: a fall, reduced mobility, poor diet, cognitive challenges, and other illnesses. And families are often caught in the gap between an effective response and feeling ill-prepared. Unlike the blissful parents of newborns, the caregiver of an older adult may feel caught off-guard, stressed, and confused.Among Minnesota seniors still living independently in their own homes, over 90 percent of their care is handled by family and friends, often with little or no experience and understanding of whats required of a caregiver. Its the classic on-the-job training, with plenty of potential mistakes to be made without adequate preparation. While taking care of a loved one is a valuable and honorable role, it can be an overwhelming and exhausting responsibility without adequate support services.Thankfully, Minnesota families facing senior care decisions have helpful resources available. Experts are available to help you better understand the care needs and help you connect with the support thats right for your situation. Local nonprofit Senior Community Services www.seniorcommunity.org, is one such resource.The range of services includes assistance with resources, hourly consultation, family meetings, needs assessment of the senior, and caregiver coaching (similar to the format of life/career coaching). All of these services are designed to reduce caregiver stress and improve the caregivers ability to provide care longer, in a way thats healthier for them and the senior for whom they care.Studies have shown that services to support caregivers can allow them to delay nursing home placement for loved ones. This is so important because seniors prefer to live independently for as long as possible at their own homes in the communities they love. And, frankly, the cost of staying at home is usually much less than living in a more restrictive senior care community.Like planning for a newborn, getting the best information ahead of time when the situation starts to change can help avert a senior care crisis. If an older adult struggles with household chores, maintaining a nutritionally balanced diet, and making the best healthcare decisions, an effective care plan with the right support services eases many challenges in a respectful and dignified way. As the familys helping role increases, the appropriate caregiver services can better equip them to care for the older adult as well as for themselves.Just like arming parents-to-be with the resources they need to parent, we all benefit by taking care of the caregivers and ensuring support is in place for aging adults. Lets reimagine aging so that our community is as accommodating of the needs of seniors as it is for children. A place where walkers and wheelchairs are as welcome as bikes, strollers, and scooters. A community where all generations can enjoy the best of this time we call the later years, with less stress and more promise. Are you ready?About the Author:Deb Taylor is the CEO of Senior Community Services, a local nonprofit with a mission to empower people as they age, through serving compassionately, connecting communities, and supporting independence.