Welcome to the Seniors Blue Book local home page for New Jersey. The first issue of a New Jersey Blue Book came out 16 years ago and we are now in 4 markets covering 9 counties in central and northern New Jersey. We have been helping seniors, their family members and caretakers find the resources and services they need to age well. We are here to help! Search the website, call the seniors resource line at 973-560-0064, e-mail me at email@example.com or use the live chat feature to get answers to your questions.
Independent adults ages 62+ will love living within walking distance of vibrant South Orange Village, with its restaurants, shopping and performing arts center and train station providing easy access to NYC. We offer a variety of programs, clubs and activities, plus transportation to area shopping and cultural events for our residents.
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A discount dental plan is a program that allows anyone to go to a board-certified dentist in their own neighborhood and pay a reduced rate (usually half) for any work they need done. Discount dental services are fortunately available to everyone. You don't have to be part of a company or a group.There are literally thousands of dentists in the tri-state area that are willing to offer significant discounts on all services, including braces.These discounts can go as high as 60%. Coverage in these programs begin immediately without any kind of pre-existing condition clause and they have no annual maximum.Editor's Note: This exact program is also available in Health Discounts. To find out more about either plan call Mark Heller toll free at 888-866-8451.Author: Mark HellerRead More
Downsizing is an important part of life that can help you simplify your lifestyle, save money, and reduce stress. In short, downsizing is key when it comes to improving everyday life! Downsize before you move to eliminate unnecessary or unwanted items that would otherwise need to be packed and transported to your new location. Long-term savings on moving services can also be achieved thanks to downsizing. Since there will be fewer items for them to transport, companies may offer discounted rates if they are able to complete the job more efficiently. Downsizing can even bring financial benefits by freeing up some of your resources if you decide to donate or sell any of the items that you no longer need or want. It can help reduce expenses related to storage or repairs due to damage caused by packing too many items into small spaces with inadequate protection. Downsizing is a great way to improve your mental health and quality of life. Downsizing can help reduce stress by eliminating clutter and enabling us to focus on what truly matters in life. For more information on how downsizing can benefit you, check out our blog here! At WayForth, a moving solutions company, we can help you with almost every step of downsizing, and can assist in other moving needs like packing, unpacking, and storage services. We can get you started whenever you are ready. Give us a call at 817-697-4478 or go to our website to get started!Read More
Special needs trusts (also known as supplemental needs trusts) allow a disabled beneficiary to receive gifts, lawsuit settlements, or other funds without jeopardizing the disabled beneficiarys eligibility for certain government programs. These trusts are drafted so that the funds will not be considered to belong to the beneficiary in determining the beneficiarys eligibility for public benefits.Special needs trusts are designed not to provide basic support, but instead to pay for comforts and luxuries that could not be paid for by public assistance funds. These trusts typically pay for things like education, recreation, counseling, and medical attention beyond the simple necessities of life. Special needs can include medical and dental expenses, annual independent check-ups, necessary or desirable equipment (such as specially equipped vans), training and education, insurance, transportation, and essential dietary needs. If the trust is sufficiently funded, the disabled person can also receive electronic equipment and appliances, computers, vacations, movies, payments for a companion, and other self-esteem and quality-of-life enhancing expenses.Special needs trusts may be stand-alone documents or may be incorporated into a Last Will and Testament. Either way, these trusts may be a valuable vehicle for making transfers for the benefit of a disabled person.Donald D. Vanarelli, Esq., with offices in Westfield NJ, is a Certified Elder Law Attorney (by NAELA, accredited by the ABA), an Accredited Professional Mediator and an Accredited VA Attorney. Mr. Vanarelli, was selected as a Superlawyer in 2007, 2008 and 2009 and is a founding member of the New Jersey Elder Mediation Center. For more information, contact the Law Office of Donald D. Vanarelli, 908-232-7400 or visit his web site at www.dvanarelli.com.Read More
If you or a loved one were facing a terminal illness, would you know where to turn for information about end-of-life care?Every year, half of the American population will be touched by the death of a friend, family member or colleague. Hospice providers across the country are united in urging all adults, regardless of age or circumstance, to learn more about end-of-life care options that can transform dying into the final act of living well.There are four general questions that should be explored before one is touched by the unsettling reality of a terminal prognosis, explains Ann Klein, RN, VITAS patient care administrator in New Jersey North. They are: 1. How will pain be managed? 2. If the patient prefers to remain at home, what kind of assistance and in-home care will be available? 3. What role can family members have in patient care? 4. How will the spiritual and emotional support necessary for quality end-of-life care be administered?Hospice is an end-of-life care option that answers all four questions, Klein says. Tailored to the needs of each patient and family, hospice provides care to patients diagnosed with a terminal illness. It includes expert pain management, but also goes beyond medical care, providing emotional and spiritual support that most Americans believe is an important aspect of end-of-life care.Hospice care is provided by a multi-disciplinary care team comprised of doctors, nurses, home health aides, social workers, clergy, and trained volunteers. Hospice care typically is provided in the home, allowing the patient to stay in a familiar setting surrounded by family and friends. Home is loosely defined, so terminally ill residents of nursing homes and assisted living facilities can receive hospice care without having to consider moving.Medicare, Medicaid and most private health insurance plans provide coverage for hospice services. The Medicare Hospice Benefit is an all-inclusive benefit and includes coverage for physician services, nursing care, home medical equipment and medical supplies, prescription drugs and over-the-counter medications related to the patients terminal illness, counseling, spiritual support and bereavement support for the patients loved ones. Patients and their families receive all benefits without any additional co-pays or ancillary payments.Editors Note: This article was submitted by Robin Marshall, General Manager of VITAS Innovative Hospice Care of New Jersey North. For more information about hospice, visit the National Hospice and Palliative Care Organization, www.nhpco.org, or call VITAS at 973-994-4738.Read More