Pennsylvania - South Central

Adams, Cumberland, Dauphin, Franklin, Lancaster, Lebanon, Perry & York

Name

Chris Gartman

Publisher's Note


The Seniors Blue Book is Here to Help:

For almost 40 years the Seniors Blue Book has been the trusted source for all things Senior. Whether you are a Senior or Caregiver looking for information or a Service Provider looking to connect with Seniors and other local Professionals, you have found the right place. Contact Us directly for any questions you may have. Enjoy!

Pennsylvania - South Central

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Pennsylvania - South Central

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Local Seniors Blue Book News

Activities & Events In Your Area

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Nov 09, 2024 09:00 AM - 02:00 PM

Cumberland County Women's Expo

The Womens Expo brings together women of all ages to shop, enjoy mini spa treatments, watch demonstrations, learn about products and services for themselves and their families, and be entertained.Exhibitors will be on hand representing beauty, home, health and wellness, fashion, nutrition, shopping, finance, technology, and more.For more information, call (717) 285-1350 or visit www.agreatwaytospendmyday.com.

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Oct 16, 2024 09:00 AM - 02:00 PM

Cumberland County 50plus EXPO

Presented by OLP Events and Cumberland County Aging and Community Services, the 50plus EXPO will feature exhibitors providing up-to-date information for baby boomers and seniors.With free health screenings, door prizes, educational seminars, and entertainment, the 50plus EXPO is a unique fusion of timely, relevant information and a fun, relaxed atmosphere.For more information, call (717) 285-1350 or visit www.50plusexpopa.com.

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Oct 12, 2024 09:00 AM - 02:00 PM

Lancaster County Women's Expo (Fall)

The Womens Expo brings together women of all ages to shop, enjoy mini spa treatments, watch demonstrations, learn about products and services for themselves and their families, and be entertained.Exhibitors will be on hand representing beauty, home, health and wellness, fashion, nutrition, shopping, finance, technology, and more.For more information, call (717) 285-1350 or visit www.agreatwaytospendmyday.com.

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Sep 24, 2024 09:00 AM - 02:00 PM

York County 50plus EXPO

Presented by OLP Events, the 50plus EXPO will feature exhibitors providing up-to-date information for baby boomers and seniors.With free health screenings, door prizes, educational seminars, and entertainment, the 50plus EXPO is a unique fusion of timely, relevant information and a fun, relaxed atmosphere.For more information, call (717) 285-1350 or visit www.50plusexpopa.com.

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Local Aging Options

Messiah Lifeways Residential Living

Housing - Other Types 100 Mt Allen Dr, Mechanicsburg, Pennsylvania, 17055

Messiah Lifeways is a non-profit organization that provides a comprehensive network of services and residential communities designed to help older adults live a Life.Embraced. Residents, and clients enjoy a myriad of services including wellness programs, At Home (Home Care), Adult Day, Mechanicsburg Place (senior center), lifelong learning classes, and more!

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Providence Place Senior Living of Chambersburg

Independent Living 2085 Wayne Road, Chambersburg, Pennsylvania, 17202

Welcome to Providence Place, a local family-owned senior living company founded in 1998 by former Pennsylvania governor, George M. Leader. Our mission is to enhance the quality of life for our senior residents by delivering vibrant programs and exceptional service at an affordable rate. We offer Independent Living, Personal Care & Assisted Living, and two-levels of Memory Support at each of our seven campuses across Pennsylvania.

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Messiah Lifeways Residential Living

Independent Living 100 Mt Allen Dr, Mechanicsburg, Pennsylvania, 17055

Messiah Lifeways is a non-profit organization that provides a comprehensive network of services and residential communities designed to help older adults live a Life.Embraced. Residents, and clients enjoy a myriad of services including wellness programs, At Home (Home Care), Adult Day, Mechanicsburg Place (senior center), lifelong learning classes, and more!

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PA Health & Wellness

Medicare Advantage Plans , Pittsburgh, Pennsylvania, 15276

Introducing PA Health & Wellnessyour partner for successWe understand how important you and your familys healthcare needs are. Its important to us, too. PA Health & Wellness provides quality Medicaid & health insurance plans in Pennsylvania. Our coverage options include a variety of Pennsylvania insurance benefits, member handbooks, and wellness information.Established to deliver quality healthcare in the state of Pennsylvania through local, regional and community-based resources, PA Health & Wellness is a Managed Care Organization and subsidiary of Centene Corporation (Centene). PA Health & Wellness exists to improve the health of its beneficiaries through focused, compassionate and coordinated care. Our approach is based on the core belief that quality healthcare is best delivered locally. Invest in you and your familys health by enrolling in Pennsylvania Medicaid or Medicare today.Medicaid and Medicare for PANothing is more important than taking care of your healthcare needs.  PA Health & Wellness is a health plan serving both Medicaid and Medicare members in Pennsylvania. We offer benefits to support those who qualify for Medicare, receiving long-term care services, or those that qualify for both Medicare and Medicaid (also known as Dual Eligibles).  Choose PA Health & Wellness as your partner in healthcare today!Your Doctor, Your ChoiceGet unlimited doctor visits with no copays.24-Hour Nurse Advice LineOur Nurse Advice Line is ready to answer your health questions 24 hours a day.Personalized SupportGet the support you need through our MemberConnections team. The team is here to help choose a doctor, navigate plan benefits, establish a healthy lifestyle, and much more.Affordable Medicare Advantage CoverageOriginal Medicare only pays for 80% of your hospital and medical costs and it does not include prescription coverage. But you can get more coverage for less with Allwell-a Medicare Advantage plan that includes prescription coverage.Save Money on Monthly PremiumsYoull have a $0 monthly premium and will have prescription coverage at no additional monthly premium.Extra Benefits All benefits of Original Medicare are covered. You may also get extra benefits like vision, dental and hearing care and gym membership. Benefit offerings may vary by plan.Comprehensive Medical CareAmbetter from PA Health & Wellness offers quality, affordable healthcare coverage with options to fit your health needs and your budget.MyHealth PaysOur rewards program helps you earn rewards for taking care of yourself.Get the Most out of Your Health InsuranceAmbetter health insurance plans offer several levels of plan options, each one representing a different type of coverage and payment. However, no matter which Ambetter plan you choose, you can always count on access to high quality, comprehensive care that delivers services, support and all of your Essential Health Benefits.

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Articles Written By Local Businesses

How to Help Your Loved One Avoid Isolation

Isolation is something that many seniors experience on a regular basis. However, with the COVID pandemic, that isolated feeling is more common than ever. Today, we want to encourage the individuals who know someone living alone to take some small steps to help your loved one socialize.We always encourage our clients to incorporate video conferencing or video chat to allow the family member to see their loved ones on a regular basis. This could be on a scheduled date and time each week where you have a conversation and catch up, or maybe schedule meals together where you leave the video on while everybody eats. You have to eat anyway and giving the opportunity for your loved one to spend their mealtime talking with their family and seeing familiar faces is a small gesture that could go a long way! Not only will it help them, but it will also give you the chance to assess whether your loved one is having any hearing or sight issues that should be addressed.Encourage your loved one to join clubs. Many of them are now virtual to allow as many people possible to partake. Having them be a part of these groups will give them interactions outside of your conversations and have stories to bring you when you visit or call.Although these are very minor suggestions, they can go a long way in helping your loved one not feel so isolated. Please feel free to give us a call if you have any questions or comments at 717-845-5390.

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Retiring? Consider a move to Lancaster County, Pennsylvania, when you retire!

How did Lancaster rank number one in the country for the top place to retire in 2022-2023 according to U.S News and World Report?  If you live here already, you understand.  We have many senior communities that range from resort-like to budget friendly.  We have affordable housing. We have several high-quality hospital and healthcare systems within Lancaster County, and many medical specialists.  We have a blend of unique cultures and easy access to major metropolitan areas - yet we're not a suburb of any larger area.  We have our own identity.  We have excellent food, from farm stands to farmers markets to local grocery stores to major grocery chains.  Lancaster's great food includes many amazing restaurants.  There are theaters, a symphony, a Roots and Blues fest, a baseball team and the list goes on.  There is no shortage of things to do in Lancaster, and if you want even more to do, hop on a train to Philly or New York. During this time of inflation, Lancaster has a lower cost of living than many areas of the country, including the metropolitan areas we are near. Lancaster isn't the only city in Pennsylvania to make the list.  We're in good company with Harrisburg coming in second.  In fact, there are 8 PA cities in the top 20.  "Top criteria include the happiness of local residents, housing affordability, tax rates and health care quality."  Read the report here and contact the Lisa Naples Team if you want to see if moving to Lancaster is the right move for you.

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Is a DNR the same as a Living Will?

The short answer is no, they are not the same. A DNR stands for a DO NOT RESUSCITATE order.  A Living Will is a completely different document that is used during a very different time.A DNR should be entered into at your doctors office or in the hospital, not at your local estate planning and elder law attorneys office.Typical estate planning documents that an attorney will assist you with would include a financial and medical power of attorney as well as a Last Will and Testament and maybe a Trust of some type. The confusion often lies in the fact that in a medical power of attorney, you will often see a Living Will as a part of the document.This is collectively known as an Advance Healthcare Directive if medical power of attorney and living will are together in one document. The Living Will does not kick in until the individual is end-stage medical. While there is a very long medical definition for this term, I simply like to state it as when two qualified physicians put in writing that there is no realistic hope of recovery and that you will always remain vegetative, comatose, permanently unconscious, and terminally ill. A medical power of attorney, living will, or advanced health care directive are often documents that are obtained from your estate planning and elder law attorney and not from your health care provider.On the other hand, a DNR or DO NOT RESUSCITATE order is intended to let emergency and other medical professionals know whether or not they should resuscitate you. Methods often used for resuscitation would be things such as defibrillators, breathing tubes, ventilators, CPR, and other invasive techniques.The DO NOT RESUSCITATE order comes into play when the heart has stopped beating or the person has stopped breathing. The medical power of attorney, on the other hand, comes into play when the person simply cannot answer questions for themselves. That could be for numerous other reasons, such as being under sedation or incapacitated, unconscious due to an accident, or unable to speak.Certainly, it does not necessarily mean that the heart has stopped beating or that you have stopped breathing. The Living Will does not kick in until the end of life, but the heart is often beating, sometimes due to heroic and lifesaving measures, but the DNR will prevent those heroics if that is your wish.We truly believe that it is imperative for you to talk to your estate planning and elder law attorney about the estate planning documents as outlined above as well as discuss with your doctor about a DNR order. While you are discussing the DNR order, we would also recommend that you have a conversation with your healthcare professional about a POLST (Physicians Order of Life-Sustaining Treatment). These are documents that will be obtained directly from your doctor and they will be able to assist you with the nuances of how they work.We hope this article provided insight into the definition of a DO NOT RESUSCITATE order and the difference between a medical power of attorney and a Living Will. If you would like further information about these items, contact our office.  Wed be more than happy to assist you. Call us at (717) 845-5390.  

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I Am a Beneficiary of an Estate. How Long Will it Take For Me to Get My Money?

This is a question that we receive at least once a month if not more in our office. Individuals who were named in a Last Will and Testament as a beneficiary, once they realize that they are a beneficiary, want to know how long it will take for them to receive their inheritance.The probate process in the Commonwealth of Pennsylvania is actually a very straightforward process. Many states in the country have a very complicated process that individuals have to go through, but Pennsylvania is not one of them. However, that does not mean that an individual who is named as a beneficiary will receive their money overnight because there are a lot of things that have to occur before a beneficiary can get the money that they are entitled to under the Will.In the Commonwealth of Pennsylvania, there are requirements of an executor that he or she must comply with in order to ensure that he or she will not be personally responsible or liable for the taxes or to the beneficiaries. For example, an executor must provide notices to heirs as well as advertise the estate in the local newspaper and local legal journal to provide notice to creditors to start the statute of limitations for creditors to come forward with a claim. The executor must also get the date of death valuation letters from every institution that holds an account or had an asset of the decedent at the time of their death.Once the executor and the attorney for the estate receive all the date of death letters, they are then in a position to begin to prepare the Pennsylvania inheritance tax return. Once the Pennsylvania inheritance tax return is prepared and filed it can take the Department of Revenue up to one year to review and approve the return. It typically takes 6 to 9 months for the approval process but can take up to 1 year. Typically the attorney will prepare receipts and releases for each and every beneficiary if the estate is going to make a partial distribution to the beneficiaries prior to receiving approval from the Department of Revenue.It is always my recommendation to the executor not to distribute all monies to the beneficiaries at this point because the Department of Revenue still has to sign off on the appraisement and the tax return agreeing that they are not looking for any additional tax in the estate.It is also worth noting that there is a significant time delay currently with the Department of Revenue and receiving notice back of the inheritance tax and that the appraisements are okay. As of September 2020, we had filed appraisements in October 2019 that we still had not gotten final approval back on. This is significant because although the normal lag time is five to six months, we are currently seeing about a 10 to 12-month delay in receiving the appraisements back from the Department with final approval currently.I always recommend to my executors that they not make final distributions and have the beneficiary sign off on the receipts and releases/family settlement agreement until we have the final paperwork back.It is obvious that in the current times, In light of COVID and the state having to close for a period of time and not getting to any tax returns, the time frame from a beneficiary to receive their money under current times is fairly significant. However, this is not normal, and under normal circumstances, the final appraisal certainly would be quicker.It also is a case-by-case basis as to how much we can distribute before receiving the final word from the government. In some situations, when theres a close family, they will distribute more with partial distribution than in other situations. In a case where it is contentious and there are beneficiaries who are not family or who have caused nothing but issues, we will often recommend that we not distribute anything until we get the final word from the Department. In these cases, under the current situation, it could take a year or more before we are in a position to be able to do that.It is important to know that in a situation where somebody does a living trust or a Grantor trust in the Commonwealth of Pennsylvania and retains control, an inheritance tax return is still required to be filed. That means that even under a trust administration if we are waiting on the Department to approve the inheritance tax return, the time frames would remain the same. I say this because many people think that probate is the problem, or that it is the fault of the local Register of Wills or Orphans Court, but in reality, that is not it at all, we are at the mercy of the Department of Revenue for final approval of the inheritance tax return.For any questions or assistance through this process, please contact us at (717) 844-9218. We would love to help you.

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Local Business Videos

Episode 36: Molly McGrath: Transforming the Legal Workplace

Molly McGrath has left an indelible mark on Bellomo & Associates and countless other law firms. Her passion and expertise is in hiring, coaching, and empowering members of the legal team, especially teams in the field of estate planning and elder law. She heads up Hiring & Empowering Solutions, which offers results-driven legal staffing, employee development, and legal consulting to firms across the country.Your host, Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a masters degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language.

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Meet Our Experts - Julie Joyce

As we continue the Meet Our Experts series, it's time to get to know the incomparable Julie Joyce! Whether it's making sure the Advisor's "bullpen" is firing on all cylinders or ensuring her clients' needs are met with priority response, Julie is one of the most vital cogs in our machine. Come meet her now!

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Episode 41: Meet Jennah Motter, Director of Operations, at Bellomo & Associates

Episode 41: Meet Jennah Motter, Director of Operations, at Bellomo & AssociatesJeffs guest today is Jennah Motter, Director of Operations, at Bellomo & Associates. Jeff and Jennah met when she taught his daughters dance class. Back then, Jeff saw something special in Jennah and hired her. In 2017, she started out with the firm by scanning documents and compiling binders for clients. Over time, she gained valuable on-the-job experience and proved herself playing a variety of roles at Bellomo. Now, as Jeffs right-hand man, she runs the day-to-day operation.   While working at Bellomo & Associates, Jennah was able to use her dance background to score a position as a Baltimore Ravens cheerleader. This gave her the opportunity to make life-changing trips overseas to meet with and perform for members of the U.S. military.Near the end of her five-year stint with the Ravens, Jennah was honored to represent the team on the 2022 Pro Bowl cheerleading squad, which features one cheerleader from each of the football teams. In addition to the thrill of performing, she was able to meet with and talk to young people about the value of doing important work off the field.Don't forget to Follow, Like, and Subscribe for upcoming podcast episodes: Apple: https://podcasts.apple.com/us/podcast/meet-jennah-motter-director-of-operations-at-bellomo/id1634278675?i=1000612584989 YouTube: https://youtu.be/to0ysySJsxs Spotify: https://open.spotify.com/episode/0adb1VPyYMHY0uK21QutLD?si=1nSFQa4aQEWLcxLLUXBw2Q

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What Are The Benefits Of Estate Planning? Tim Sechler & Jeff Bellomo Break It Down.

Episode Summary Tim Sechler is a certified elder law attorney serving residents of Cranberry, Mars, Wexford, Pittsburgh, Butler, and surrounding communities in Pennsylvania (PA). He is a veteran who earned his law degree and MBA from Duquesne University. Tim is licensed to practice law in PA and West Virginia. Your host, Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a masters degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language.

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Job Opportunities Near You

Home Health LPN

The VNA of Hanover & Spring Grove is seeking a full-time, day shift Licensed Practical Nurse (LPN) to provide nursing care to Home Health patients in their home under the direction of the RN Case Manager. A graduate of an accredited practical nursing program, an active PA LPN license, and a minimum of one-year of general work experience in nursing is required. Ability to work in a home health setting and reliable transportation are also required. Must be able to participate in the weekend rotation. 

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Director of Sales and Marketing

The Sales and Marketing Director will oversee the internal and external marketing efforts of the community in order to meet or exceed the budgeted census.Why Harmony?401k + Fulltime & Part-time Benefits PackagesEmployee Referral Bonus + Incentives (free meals, movie tickets, dining, automotive deals, retail discounts, finance/legal, consulting, electronics, and more!)Training, Development & Career LadderingGreat work-life balanceFlexible SchedulingTelehealth + Flex Spending + Health Savings Account Options

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