U.S. News & World Report Names Providence Place Senior Living Among Best Communities for 2023-2024 in Pennsylvania Multiple communities from Providence Place Senior Living have been recognized by U.S. News & World Report as a 2023-2024 Best in Senior Living. The ratings offer a look at the best senior living communities across the United States, to assist older adults and their loved ones when researching and choosing the right senior living community. For 2023-2024 Best Senior Living, U. S. News rated nearly 4,000 communities natiowide on several criteria, including resident and family members satisfaction with safety, care, community management and staff, value, and other services and amenities provided by the community. Providence Place Senior Livings seven communities participated in a campus-wide survey of residents and family members and topped the annual report in the following: Best Independent Living: Providence Place Senior Living of Dover (York) Best Assisted Living: Providence Place Senior Living at the Collegeville Inn Best Memory Care: Providence Place Senior Living of Chambersburg Best Memory Care: Providence Place Senior Living of PottsvilleThe detailed survey results provided quantitative information as well as feedback and comments from residents and family members. Many family member testimonials were included, like the following: This place has really been an asset to my parents lives. It has transitioned them into this stage of their lives. This has been a great experience for them with many opportunities to get as involved as the would like. They have accommodated my parents through the different stages and medical difficulties. I no longer worry about their safety of them living by themselves and strongly recommend this place to others that are looking for a facility for their family. The organization looks forward to celebrating the Best of honors in 2023 as well as Providence Places 25 years of service to Pennsylvania seniors. About Providence Place Senior Living: Providence Place and The Leader family operates seven (7) communities in central and eastern Pennsylvania and offers Independent Living, Assisted Living and Memory Support Services to about 800 seniors company-wide. Locations in Chambersburg, Collegeville, Dover (York), Drums (Hazleton), Lancaster, Pine Grove and Pottsville. For more information, visit www.Providence-Place.com. 

1. Do Your Research Dont just hire the first mover you come across. Look for online reviews and ratings from past customers. Check with the Better Business Bureau to see if any complaints have been filed against the company. Look for mover associations and certifications that prove the company is legitimate.   2. Get a Written Estimate Always get a written estimate of the total cost before signing a contract. Dont rely on verbal agreements or estimates over the phone. Know exactly what youre paying for, including any additional fees or surcharges. Some scam movers will offer a low quote initially, only to hike up prices later by adding fees not mentioned in the contract. 3. Insurance & Coverage Ask if they carry insurance and find out what type of coverage, they offer in case something is damaged or lost during the move. Legitimate movers will carry insurance that covers damages that occur during transportation. Without it, youll be responsible for the costs of any damage.  4. Review the terms of Service Take your time to review the terms carefully and dont sign it until you understand everything. Read the fine print and ask for clarification on anything you dont understand. Look for the cancellation policy in case you need to change your moving date or cancel entirely. A legitimate mover will make sure you understand everything before you sign.  5. Get their Contact Information Get contact information for the company and their employees in case you need to follow up on anything during or after your move. Make sure to get a working phone number and email address for the company in case anything goes wrong. If you have any questions, contact the company directly rather than relying on a third party. Make sure the company provides accurate addresses to avoid fraudulent activities.  6. Make a List (or Request One) Make sure to make a list of the content in your home, especially your most treasured items. Or get a copy of the inventory list with all items being moved. Dont be afraid to ask for a copy of the list, even if the movers are in a hurry. Make sure the inventory list is detailed and accurate to prevent damage, missing or stolen goods.  7. Never Pay the Full Amount Upfront Legitimate movers wont ask for full payment before the move is complete. Theyll usually only ask for a deposit upfront (a 25% deposit is the standard). Instead, pay the deposit and only pay the full balance after the move is complete, and youve verified that all your items are there and in good condition.  For more information on how to protect your move, read our blog here!  Let WayForth help you with your next move by utilizing our personalized services. These include downsizing, space planning, packing and moving, unpacking, storage and settling into your new home. Contact our moving professionals today at 1.844.WAYFORTH. 

Whats not to love? You may think you know, but peek into my world as a Bellomo employee and lead of the firms Life Care Planning (LCP) program for a moment.An LCP client cant remember how to play 500 Rummy? Amber and Meg spend the morning playing cards with him. The wife of a hospitalized client is distraught because the only nursing home bed is 2 hours away? Sharee alerts Meg, who provides education, emotional support, and advocates with the discharge planner.A clients bride is struggling? Jennah gets a heads up and sends flowers to brighten her day. A clients financial planner needs clarification on next steps? Jeff immediately reaches out to him. A long-time Bellomo client is hospitalized and dying? Two team members visit to love on him and sit with the familyand our whole team grieves.Another LCP client is dying? Meg is at the bedside for hours, hugging on his bride and helping to navigate decisions. The wife isnt sure what to do now that hes died? Michelle calls to ease her worries and begin her probate education. I had lunch with the bride yesterday. We talked about her journey, the tough decisions made along the way, her gratitude to the facility and hospice teams for their exceptional care. Weeks ago, the wife insisted that I thank Jeff for hershe called our team cracker jacks. Yesterday, she talked about how thankful she is to have found our firm, citing above all else, the peace of mind she has knowing that our team is in her life, protecting her.When I returned to the office, a teammate stopped me to ask how she was doingAndi was sincerely interested and relieved to hear that she was doing well. Today I find myself thankful that this mans bride is still going to be in my life, as despite her husband having died, she has signed on for another year of maintenance and another year of LCP for herself and her disabled adult son. You knew that you loved Bellomo & Associates, right?Trust me, the Bellomo employeesyep, all of us cracker jackslove this incredible law firm just as much!

As estate planning and elder law attorneys, we receive this question all of the time. As a general rule of thumb, the answer is no, you are not liable for the debts of another individual. However, there are some exceptions to that general rule, which is why it is essential to seek professional advice when a loved one passes, especially a spouse who had debt in his or her name alone.For example, there are a few situations where a spouse would be liable for the debt of a spouse, and they are a few of the following:1.  If a spouse co-signs on a loan for a spouse, then they also own the debt.2.  If a spouse is a joint account holder of a credit card with their spouse, then they are also liable for the credit card as a joint owner.3.  If a spouse has jointly owned property, and that property has a liability, then the joint owner would as well.These exceptions are obviously pretty clear, which all point to the situation where the spouse is either an owner or co-signed for the debt one way or another.However, in the State of Pennsylvania, there is a doctrine called The Doctrine of Necessities. Essentially, it provides that a spouse is liable to provide for the necessities of their spouse. While this is certainly not a doctrine that is used all the time, it is possible that a spouse could be held liable for their spouses debt that was incurred prior to death if it is deemed to be a necessity and is deemed that the spouse has a duty to support the other spouse.Although this is rare, it is definitely something not to overlook and, again, is why we recommended that you seek legal counsel when a spouse passes away to make sure that everything is taken care of properly and that you dont assume any personal liability for any inadvertent omissions.Please, if you have any questions or concerns about your financial future should your spouse die, contact us at (717) 844-9218 or fill in our contact us form and well get back to you.